August 15, 2022

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Well being Insurance coverage: Committee harps on pluralistic financing system for aged individuals


Chairman, Ministerial Committee for Provision of Well being Insurance coverage for the Retirees and Aged in Nigeria, Linus Awute has harped on the necessity for pluralistic financing system for efficient take care of the ageing inhabitants.

Awute, a retired Federal Everlasting Secretary, said this whereas submitting the report of his Committee which was inaugurated on thirtieth November 2020 by the Minister of Well being Dr. Emmanuel Osagie Ehanire, to advertise and enhance the well being of ageing residents by way of the supply of medical insurance.

In accordance with Awute,  the report didn’t finish with suggestions solely, but additionally supplied the implementation technique, stressing that the Pluralistic Financing System contain seven modern sources of funding resembling Common Income; Sin tax; Telecom tax; Necessary (social) well being Insurance coverage Contribution; Diaspora Remittances; Petroleum Subsidy Reinvestment and Aviation Tax.

He stated the rule for implementation is detailed within the report and that the method can be pushed by the Nationwide Well being Insurance coverage Authority (NHIA), below the brand new NHIA-Legislation, including that the work of the committee or the progress made underscores the worth of the brand new NHIA-Legislation which now requires a powerful political will to forerun the success of his committee’s suggestions.

“Committee has really helpful a Pluralistic Financing System involving seven (7) modern sources of funding resembling Common Income; Sin tax; Telecom tax; Necessary (social) well being Insurance coverage Contribution; Diaspora Remittances; Petroleum Subsidy Reinvestment; Aviation Tax.

“Every advice had been revaluated to take away any second and third order results which may preclude effectivity in efficient programme implementation.

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“We didn’t finish with suggestions solely, we’ve additionally supplied the implementation technique. Our report lays emphasis on methodology of enrolment of older individuals, the report acknowledges some important stake holders and acknowledges their roles. Of utmost significance is the truth that we’ve laid higher emphasis on the monetary danger safety for the older individuals and that is the place the difficulty of funding is available in.

“We had accordingly researched deep by benchmarking, by way of the research tour of three nations plus experiences obtained from different climes, we’ve due to this fact reached the conclusion that no society can fund and maintain the funding of well being care from just one supply, therefore our advice is premised on the necessity to preserve a steadiness between the perceived want for medical care and the appropriate degree of nationwide expenditures on well being care in Nigeria,” he stated.

He additional said that older individuals can stay and stay a more healthy life in a scenario the place medical insurance enrolment and funding are each made necessary.